Detached home or a one bed flat – what UK average house price will buy across the country

An analysis by Mojo Mortgages looked at all 3,236 properties currently for sale with an asking price of £255,000 - £265,000 in the UK's top 45 most populous towns and cities.

By Rory Poulter, Personal Finance Reporter

Zoopla expert predicts house prices will fall by 22% by 2026

A national study has identified the national average property price at just over £261,000 - yet the buyers in south barely get enough room to swing a car.

By contrast buyers in the North East of England can lounge around in a property that is plenty big enough to serve as a forever home.

An analysis by Mojo Mortgages looked at all 3,236 properties currently for sale with an asking price of £255,000 - £265,000 in the UK's top 45 most populous towns and cities.

The analysis found the national average property price in Southern cities can purchase a small 1-bedroom flat or apartment.

By contrast in Northern cities, the same national average property price is enough to get the keys to a three-bed detached property.

Closeup image of a woman holding a wooden house model and the keys.

Brighton came bottom in terms of affordability. (Image: Getty)

Brighton came bottom in terms of affordability with the UK average price figure of £261,142 enough to afford a property with an average ratio of 1.31 bedrooms and 1.02 bathrooms.

Next came Oxford with the average at 1.5 bedrooms and 1.25 bathrooms, while Cambridge followed at 1.56 bedrooms and 1.0 bathroom.

Looking at the other end of the scale, Middlesbrough came out best for affordability. There the £261,000 figure is typically enough to secure a detached property. The average ratio was a high 3.85 bedrooms and 1.69 bathrooms.

Second place went to Sunderland. Again, homeowners here are most likely to be able to afford a detached property with the bedroom ration at 3.67 and 1.87 for bathrooms.

Another Northern city, Kingston Upon Hull, place third with an average bedroom ratio of 3.5 and 1.63 for bathrooms.

Real Estate Sign in Front of a House with a Garden for Sale

The national average property price is just over £261,000 (Image: Getty)

City / Town

Region

House Type

Avg. house price

Avg. number of bathrooms

Avg. number of bedrooms

1. Middlesbrough

Yorkshire Humber

Detached

£261,150

1.69

3.85

2. Sunderland

North East

Detached

£261,104

1.86

3.67

3. Kingston upon Hull

Yorkshire Humber

Detached

£260,708

1.63

3.50

4. Swansea

Wales

Detached

£259,409

1.57

3.45

5. Glasgow

Scotland

Semi-Detached

£260,314

2.36

3.16

6. Stoke-on-Trent

West Midlands

Detached

£261,106

1.59

3.13

7. Ipswich

East

Semi-Detached

£260,407

1.38

3.09

8. Huddersfield

Yorkshire Humber

Semi-Detached

£260,722

1.36

3.06

9. Sheffield

Yorkshire Humber

Semi-Detached

£260,599

1.47

3.06

10. Newcastle upon Tyne

North East

Semi-Detached

£261,413

1.62

3.05

11. Wolverhampton

West Midlands

Semi-Detached

£260,807

1.33

3.04

12. Telford

West Midlands

Semi-Detached

£261,666

1.53

3.04

13. Liverpool

North West

Semi-Detached

£260,409

1.49

3.03

14. Blackpool

North West

Bungalow

£260,163

1.60

3.02

15. Plymouth

South West

Semi-Detached

£260,177

1.45

3.02

16. Bradford

Yorkshire Humber

Semi-Detached

£260,556

1.57

3.02

17. Derby

East Midlands

Semi-Detached

£260,369

1.48

3.00

18. Bolton

North West

Semi-Detached

£261,225

1.54

3.00

19. Nottingham

East Midlands

Semi-Detached

£260,748

1.42

2.99

20. Peterborough

East

Semi-Detached

£260,463

1.49

2.99

21. Warrington

North West

Semi-Detached

£260,898

1.42

2.97

22. Coventry

West Midlands

Semi-Detached

£260,350

1.51

2.94

23. Norwich

East

Semi-Detached

£260,107

1.40

2.82

24. Gloucester

South West

Semi-Detached

£260,961

1.35

2.79

25. Leeds

Yorkshire Humber

Semi-Detached

£260,719

1.38

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